Medicare Open Enrollment Checklist
Every year Medicare recipients have the chance to review their current health and prescription plans and make changes. For many seniors and their caregivers, the process can be a little overwhelming. That is especially true if they are opting for something other than traditional Medicare coverage.
We thought it would be helpful to Colorado seniors if we shared a checklist to assist in evaluating what areas of your current plans are working, and where there are opportunities for improvement.
What to Consider During Medicare Open Enrollment
Here are a few questions to determine how happy you or the senior loved one you are assisting is with current coverage:
- Does your current plan cover everything you need it to cover?
- Do your preferred providers accept your plan?
- Are the prescriptions your physicians want you to take covered?
- Do you foresee any change in medications or treatments that might not be covered under your current plan?
- Are you comfortable with your current co-pays and coinsurance amounts?
- Are the providers in your network convenient?
- Are current providers providing you with quality customer service?
- Are you struggling with any billing issues with your current providers?
- Is a live person easy to access when you have problems or issues that you need addressed?
- Are you overwhelmed with what feels like unnecessary amounts of paperwork with your current plan providers?
- Are you happy with the quality of care you receive from your plan’s network of providers?
Medicare Open Enrollment Period
Remember, if you are interested in making any adjustments for 2015, open enrollment extends from October 15th through December 6th. All changes must be made by December 6th. New plans will go in to effect on January 1st.
If you have any questions or need more assistance, you can call Medicare directly 24 hours a day, 7 days a week at 1-800-MEDICARE (1-800-633-4227) or at TTY 1-877-486-2048.
Or locally you can contact the Aspen Club at University of Colorado Hopsital (Poudre Valley Hospital) which has counselors who have been trained by the State Health Insurance Assistance Program. The Aspen Club can be reached at 970-495-8560.
From personal care needs and case management to guardianship concerns, Seniors in Transition provides consulting services to help families turn frustrating health care problems into quality, affordable solutions. Seniors in Transition is here to help families in the Fort Collins, CO and Loveland, CO areas. Give us a call at 970.204.6977 today.